Financing

EBEB Solutions leverages all of its financing resources and partnerships to deliver cost-effective solutions to clients.

We specialize in arranging financing for energy efficiency projects through a variety of sources such as traditional or green bonds and PACE financing. Projects that can be financed through this include LED lighting retrofits, HVAC upgrades, and on-site renewable energy generation.

We also assist our clients in identifying and applying for rebates and tax incentives offered by government entities and utilities and can manage the rebate application process to provide additional funding for projects.

Additionally, when clients are planning to build new facilities, we review plans to determine if the equipment being considered qualifies for rebates, and will manage the application process for any available rebate funds.

PACE (Property Assessed Clean Energy) loans are a financing mechanism that allows commercial property owners to finance energy-efficient and renewable energy upgrades to their buildings and pay for the upgrades over time through a special assessment on their property tax bill.

Here's how it works:

A property owner wants to make energy-efficient or renewable energy upgrades to their commercial building, such as installing solar panels or upgrading their HVAC system.
The property owner applies for a PACE loan through a PACE financing program, which is typically administered by a local government or other public agency.
If the application is approved, the property owner can use the loan to pay for the upgrades, and the loan amount is then added as a special assessment on the property owner's property tax bill.
The property owner then repays the loan over time through the special assessment, typically over a period of 5 to 25 years.

The main benefit of PACE loans is that the repayment of the loan is tied to the property, not the individual, so if the building is sold, the new property owner will be responsible for repaying the remaining balance on the loan. This enables commercial property owners to make energy-efficient and renewable energy upgrades to their buildings without having to front the entire cost of the upgrades upfront and make the loan more accessible.

Green bonds are a type of bond that is issued to raise capital for projects that have a positive environmental impact, such as renewable energy projects. They are similar to traditional bonds in that they pay a fixed or floating rate of interest to bondholders, but the proceeds of the bond are specifically earmarked for environmentally friendly projects.

Here's how green bonds work:

A company or government entity, such as a utility company or a renewable energy developer, decides to issue a green bond to raise capital for a specific renewable energy project, such as building a new wind farm or solar power plant.
The issuer of the bond, such as a bank or an investment firm, sells the bond to investors. The investors purchase the bond, and in return, they receive regular interest payments, as well as the return of the principal amount when the bond matures.
The proceeds from the bond sale are used to finance the specific renewable energy project that the bond was issued for.
The issuer of the bond is responsible for using the proceeds of the bond in a manner that is consistent with the bond's environmental objectives.

One of the main benefits of green bonds is that they allow investors to align their investments with their environmental values and support the transition to a low-carbon economy. They also provide a way for renewable energy developers and other companies to raise capital for environmentally friendly projects and can attract investment from a range of sources, including institutional investors, individual investors, and impact investors.

It's worth noting that, there are different types of green bonds, each with its specific use case. For example, some green bonds finance specific projects, while others finance a range of projects across different sectors, such as renewable energy, energy efficiency, sustainable transportation, and environmental preservation. Also, some are certified by a third-party organization, that is responsible to assess the environmental impact and ensure the funds are allocated correctly.